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Spentiva for Everyone

Whether you're a freelancer, student, family, or business owner, Spentiva adapts to your unique financial needs.

Freelancers & Contractors

Track project expenses, client invoices, and tax deductions all in one place.

  • Separate business and personal expenses
  • Track income and expenses by client
  • Generate reports for tax season
  • Monitor profit margins on projects

Small Business Owners

Manage business finances with multiple expense trackers for different departments or locations.

  • Track team expenses with approval workflows
  • Monitor cash flow in real-time
  • Categorize expenses by department
  • Export data for accounting software

Students

Stay on budget while in school with smart expense tracking and savings insights.

  • Track textbooks, meals, and living expenses
  • Set monthly budgets for different categories
  • Identify areas to cut costs
  • Save money for future goals

Families

Collaborate with family members to manage household expenses and savings goals.

  • Share expense trackers with family members
  • Track groceries, utilities, and subscriptions
  • Plan for major purchases together
  • Teach kids money management

Travelers

Keep track of trip expenses across multiple currencies and stay within budget.

  • Log expenses in different currencies
  • Track spending by trip or destination
  • Monitor daily budget limits
  • Generate trip expense reports

Budget-Conscious Individuals

Take control of personal finances and achieve your savings goals with AI insights.

  • Identify unnecessary subscriptions
  • Get personalized saving recommendations
  • Track progress toward financial goals
  • Reduce impulse spending

Why Spentiva Works for You

Flexible features that adapt to any financial situation

Easy to Start

No complex setup required. Create an account and start tracking expenses in minutes.

Highly Customizable

Create custom categories, set budgets, and organize trackers to fit your workflow.

AI-Powered Insights

Get intelligent recommendations tailored to your spending patterns and goals.

Ready to Get Started?

Join thousands of users who are managing their finances smarter with Spentiva.

Get Started Free